I’m forming a founding group — small, because I coach it myself. What that means →
Credit to Keys™  •  by EGE AI

Stop Making Your Landlord Rich.

Own your first cash-flowing rental property in 3–6 months — even if your credit isn’t ready today. Guided by someone who’s done it 8 times.

28+ years in real estate Retired correctional officer Built on a public servant’s salary
8
Properties Owned
28+
Years Experience
400→700
Credit Turnaround
$14K+
Equity / Year

These are Greg’s personal results. Credit to Keys is education and coaching — individual results vary and no outcome or income is guaranteed.

Watch first

Meet Greg

A quick word from me on why I do this — and how I’ll help you own your first property.

Apply Now →

Couple settling into their new home
The problem

The Hard Truth

You make good money — $100K, $150K, maybe more. But every time you pay your rent, you’re making your landlord richer — not yourself. High income, no assets. That’s the trap — and nobody ever showed you the way out. Until now.

Greg Jimenez, founder of Credit to Keys
Who you’re learning from

Meet Your Mentor

I’m Greg Jimenez — a retired correctional officer and licensed insurance broker. At 21, holding my newborn daughter, I made a promise: never pay rent to make someone else rich. That promise became 8 properties, built on a public servant’s salary, self-taught the hard way. Now I help fellow professionals keep that same promise to their families. No guru talk — just a guy who did it, showing you how.

What’s included

What You Get

Credit score climbing

Credit, Rebuilt — by You

Learn the exact 400s→700s system I used. You take the steps; I coach you through every one, toward mortgage-ready credit.

The right property

The Right Property

Find the right location, run the numbers, and structure your financing.

Tenants and Section 8

Tenants & Section 8

Place reliable tenants — including the Section 8 paperwork most people fear.

LLC and tax strategy

LLC & Tax Strategy

Set up your LLC and keep more of your money, the way the wealthy do.

What we look for

The Kind of Property We Target

Not listings, and not a portfolio tour — this is the type of property we go after together. Boring, rent-ready, and cash-flowing from month one.

Illustrative stock photography showing property types — not photos of Greg’s properties, and not properties for sale.

The on-ramp

The Proof: 400s → 700s

A real credit turnaround is the on-ramp to everything. I did it — and I’ll show you how.

Credit score going from the 400s to the 700s
Monthly rental cash flow
The numbers

Why a Rental Pays You Back

  • A rental in many markets nets $400–$1,500+/month in cash flow.
  • Your tenant pays down the loan — that equity lands in your pocket, not a landlord’s.
  • Tax deductions and long-term appreciation stack on top of both.
  • And every year you wait is another year of rent you never get back.

Illustrative ranges, not a projection for your situation. Your market, credit, financing, and down payment change all of it — we run your actual numbers on the call.

The plan

Your 3–6 Month Roadmap

1
Months 1–2

Fix your credit, set up your LLC, and build your down-payment plan.

2
Months 2–4

Find the right property, run the numbers, and lock in financing.

3
Months 4–6

Close, place a tenant (incl. Section 8), set up management, and handle repairs.

Free — no cost, no call

Not Ready to Apply? Start Here.

Get “5 Steps to Your First Property” — the short guide I give people who want to see the path before they commit to anything. Read it, use it, and if it makes sense later, then we talk.

PDF 4 pages · free · sent to your inbox
That didn’t send. You can also just text me at 831-262-6374 and I’ll send it over.

One email with your guide. I’ll follow up occasionally with what I’m seeing in the market — unsubscribe any time, and I never sell or share your address.

Check your inbox — it’s on the way.
Or download it right here.
Straight talk

What I Actually Promise

I’m not going to promise you a property. Nobody honest can — the lender gets a vote, the market gets a vote, and so does how hard you work.

Here’s what I do control, and what you get from me:

  • My direct line — you text me, not an assistant.
  • Every deal run through my numbers before you sign anything.
  • The same steps I used eight times, in order, with nothing skipped.

Do the work and you will never be guessing about your next move. That part I’ll stand behind.

If you’re looking for someone to do it for you, I’m not your guy — and I’ll tell you that on the call.

Founding Group · forming now

You’d Be One of the First. Here’s What That Actually Means.

I’ll say the quiet part first: I don’t have student testimonials yet. You won’t find a wall of five-star reviews on this page, because I’m not going to invent them. This is a founding group, and you would be in it.

What that costs you

  • No one has finished this program yet, so you can’t look at someone else’s result and decide from that.
  • You’re taking the bet on me — 28 years, 8 properties, and my own credit going from the 400s to the 700s — not on a track record of students.

What that gets you

  • Far more of my attention than anyone who comes later. A founding group is small because I’m one person with a phone.
  • Founding pricing, which will not be the price once I have results to point at.
  • If it works for you, I’ll ask to tell your story. That’s the trade — and it’s why I’m more invested in your outcome than I will ever be in customer #200’s.

If that trade sounds bad to you, don’t do it — wait six months and buy it at the real price with the reviews attached. I’d rather you decide that now than halfway through.

Investment

Two Ways In

Same system either way. The difference is how much of me you get.

Group Cohort
Investment discussed on your consultation
I give you the tools. You do the work.
  • A group coaching call every two weeks, across your full 3–6 month roadmap
  • The complete 400→700 credit system — the exact steps I used on my own credit
  • LLC setup and your down-payment plan
  • How to research properties yourself, so you actually know what you’re looking at
  • Section 8, tenant screening, and lease templates
  • Bring your real deals to the call — and learn from everyone else’s

Best if you’re self-directed and want the map, the group, and someone to check your thinking every two weeks.

Most support
Premium 1-on-1
Investment discussed on your consultation
I’m on the phone with you.
  • Everything in the Group Cohort, plus:
  • A private 1-on-1 call every month — on top of the group calls, which you still get
  • Direct line — you text me between calls, not an assistant
  • I review every deal with you, line by line, before you sign anything — not just the ones that come up on a call
  • Your market analyzed with you — not generic advice
  • Turn-key ready homes — I show you how to spot properties that are rent-ready on day one, and review every one you’re considering. No gut rehabs, no money pits, no weekends lost to contractors.
  • Your first tenant placement, done together — I’m on the call while you screen, and we go through the Section 8 packet line by line

Limited seats — this tier runs through your first tenant placed, or 12 months, whichever comes first.

Every situation is different. Pricing and flexible payment options are discussed during your complimentary 30-minute consultation.

If cost is the thing you’re weighing

Depending on your needs, available options may include a smaller starting package, milestone payments, or a structured payment plan.

Coaching and education only. I don’t act as your real estate agent, broker, lender, or property manager, and I don’t collect rent or sign documents on your behalf — you make every decision and sign everything yourself. Not everyone is a fit, and no particular result is promised.

Before you ask

Questions People Ask

What if my credit is bad right now?

That’s exactly where we start. My own credit was in the 400s. The first month is built around the same system that took mine to the 700s — so bad credit doesn’t disqualify you, it’s step one.

I don’t have a big down payment. Can I still do this?

Most people don’t have a money problem — they have a plan problem. We build a savings plan and use creative, low-money-down financing so you need less up front than you think.

I’m busy with my job. How much time does this take?

It’s done-with-you and built around working professionals. Scheduled group calls plus done-for-you paperwork mean you move forward without it taking over your life.

I don’t want to deal with tenants or repairs.

I’ve managed all 8 of my properties myself and I teach you the exact system — screening tenants, Section 8, and knowing which repairs to do yourself vs. hire out.

Do you have any students who’ve actually done this?

Not yet — and I’m not going to pretend otherwise. This is a founding group. What I have is my own record: 8 properties over 28 years, my own credit taken from the 400s to the 700s, all of it on a public servant’s salary. You’d be betting on that, and on getting a lot more of my time than anyone who signs up a year from now. If you’d rather wait until there are results on this page to read, that’s a completely reasonable decision and I won’t chase you about it.

Why should I trust you over the guys all over my feed?

Ask them what they own. Most of what you’re seeing is someone selling a course about a thing they’ve done once, or never. I spent 11 years as a correctional officer, 8 as a counselor, 4 as a parole agent, and I bought property the entire time on that income. I’m a licensed insurance broker in California, License #4423937 — a real license, with a real regulator, attached to my real name. And I’ll tell you on the call if you’re not a fit, which is the opposite of how those ads work.

What does the program cost?

Every situation is different. Pricing and flexible payment options are discussed during your complimentary 30-minute consultation. There’s a reason I do it that way: what you actually need depends on where your credit sits today, what you’ve been able to save, and how fast you want to move. Quoting you a number before I understand any of that wouldn’t be honest. On the call we look at your real situation together — and if it isn’t a fit, I’ll tell you that instead of selling you something.

What if I can’t pay it all at once?

Say so on the call. Depending on your needs, available options may include a smaller starting package, milestone payments, or a structured payment plan. What makes sense depends on your situation, which is exactly what the consultation is for.

What if I don’t get a property in 3–6 months?

Then we look at why. Sometimes credit needs a few more months. Sometimes a deal falls through, or the lender says no, or life happens. I’m not going to promise you a closing date I don’t control — anyone who does is selling you something. What I will do is make sure you always know the exact next step, and that you never sign anything I haven’t looked at first.

Start here

Apply for the Next Cohort

Tell me where you are today. I’ll review it personally and reach out within 24 hours — no pressure, no obligation.

Something went wrong sending that. Please call or text 831-262-6374 and I’ll take your details directly.

Submitting this is not an application for credit, a loan, or any financial product, and it does not affect your credit score. Credit to Keys is an education and coaching program. Greg will contact you by phone or email about your application — nothing is shared or sold to third parties.

Got it — thank you.
I’ll personally review your application and reach out within 24 hours.
In a hurry? Call or text 831-262-6374.
Other ways to reach me

Prefer to Just Talk?

However you want to start is fine. I answer my own phone.

Free Guides

Learn How This Actually Works

No email required. Plain-English explanations of the structures I use — read them before we ever talk.

Apply Now →